Borrow Smart Mortgage is a VA approved lender but not affiliated with the Department of Veterans Affairs or any government agency - NMLS # 2428874
Oregon
Veterans
Own Homes
We empower veterans to own a piece of the country they defended
we make
ownership
happen
We empower veterans to own a piece of the country they defended
WE ARE VA HOME LOAN EXPERTS. BUT DON'T TAKE OUR WORD FOR IT. LET OUR CUSTOMERS TELL YOU.
Borrow Smart helps Eligible Veterans take advantage of their well-deserved VA Home Loan benefit.
Sam thought he only had access to his benefits one time. We walked him through his options and put him on a path that gave him control to leverage his benefits to the max.
Why Use Your VA Benefits
Down payment as low as 0%.
Competitive interest rates that are routinely lower than conventional rates
Higher allowable debt-to-income ratios than for many other loans
The VA Loan Process
A VA loan works the same as most other home purchases, with a buyer making a written offer to purchase a home under specific conditions (price, closing cost assistance, other contingencies), and then going through an approval process with a lender.
The key difference with a VA loan is that the Department of Veterans Affairs requires that all homes purchased through this program meet certain habitability requirements. They will send out a home inspector and appraiser to make sure that the home is in good working order and is worth what you are paying.
What client say about us
We had a great experience working with Greg. He always took the time to answer any questions we had, and we were able to get everything handled in a very timely fashion.
Darcel Ballentine
Borrow Smart Mortgage and Greg were great to work with. They made sure we were prepared and informed every step of the VA process. I would highly recommend them to anyone looking for a VA home loan.
Leatrice Handler
Need more help?
Feel free to give me a call. VA loans is all I do!
When you call you get me not a phone tree.